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Blog Entries in the category of 'California Association of Realtors'

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California’s Home Financing Trends

According to CAR’s 2013 Home Buyer’s Survey, majority of California home buyers obtained a 30-year fixed-rate loans in 2013.  The average down payment was 25%.  83% of buyers had no problems with their appraisal.  85% of buyers obtained a 30-year loan.  91% of buyers obtained a fixed rate loan. 

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California Median Home Prices By County

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C.A.R. Mid-Year Market Update

California Association of Realtors Published on Jul 8, 2013 California Association of Realtors C.A.R. Chief Economist Leslie Appleton-Young presents the mid-year 2013 housing market data for California.

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Buying vs Renting

Buying vs Renting Monthly mortgage payments for the typical U.S. home currently compare more favorably to rents than at any time since the early 1970s.  In California, prices vary widely by region. Here are the areas in California where buying a home will save you money in the long run.

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California’s Improving Housing Markets

California’s Improving Housing Markets The number of improving housing markets continues to expand, as reported by the National Association of Home Builders (NAHD) and several are in California!  NAHB’s First American Improving Markets Index (IMI) identifies metro areas that have shown improvement from their respective lowest points in housing permits,…

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Save Big With A Shorter Term Loan

Save Big With A Shorter Term Loan Loans with earlier payoffs, such as 15- or 20-year loans, can often result in lower interest rates because they carry less risk for lenders.  The chart illustrates the interest rate savings on a mortgage with a current loan balance of $250,000.  While mortgage…

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