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California’s Home Financing Trends

According to CAR’s 2013 Home Buyer’s Survey, majority of California home buyers obtained a 30-year fixed-rate loans in 2013.  The average down payment was 25%.  83% of buyers had no problems with their appraisal.  85% of buyers obtained a 30-year loan.  91% of buyers obtained a fixed rate loan. 

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California Median Home Prices By County

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39 La Paloma Dana Point Virtual Tour

Located in the gated community of Encantamar, this 2 bedroom, 2 bath condo is the perfect place to call home. A spacious floor plan with high ceilings and large windows throughout gives this upper floor, single level condo a bright and airy feel. It features a formal dining room, kitchen with breakfast…

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Orange County Market Update July 2013

As the summer season begins, the number of homes sold has not slowed down.  In fact, the housing market is hotter than ever.  According to the National Association of Realtors, home sales for May 2013 were up 12.9% compared to last year, making this the 23rd consecutive month gain.  San Diego based…

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C.A.R. Mid-Year Market Update

California Association of Realtors.  C.A.R. Chief Economist Leslie Appleton-Young presents the mid-year 2013 housing market data for California.

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Deed of Reconveyance

In a Deed of Trust, the owner/borrower transfers title to a “Trustee” in order to secure the debt owed to the Beneficiary. Once the loan is paid, the Beneficiary should instruct the Trustee to issue a “Deed of Reconveyance”. Once recorded, the Deed of Reconveyance transfers title to the borrower or current…

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