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Inspections vs Surveys

An inspection is a general review of the property from the stand point of issuing a policy of Title Insurance. Title Insurers will send an inspector to check for a number of things, such as: recent construction, address and property type verification, parties in possession, and similar characteristics of the property. In…

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Buying vs Renting

Monthly mortgage payments for the typical U.S. home currently compare more favorably to rents than at any time since the early 1970s.  In California, prices vary widely by region. Here are the areas in California where buying a home will save you money in the long run.

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California’s Improving Housing Markets

The number of improving housing markets continues to expand, as reported by the National Association of Home Builders (NAHD) and several are in California!  NAHB’s First American Improving Markets Index (IMI) identifies metro areas that have shown improvement from their respective lowest points in housing permits, employment, and housing prices for at…

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Save Big With A Shorter Term Loan

Loans with earlier payoffs, such as 15- or 20-year loans, can often result in lower interest rates because they carry less risk for lenders.  The chart below illustrates the interest rate savings on a mortgage with a current loan balance of $250,000.  While mortgage payments increase slightly as the term shortens, the…

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Top 10 Remodeling Projects

Want the most bang for your buck when improving your home?  Here are 10 projects that will yield the greatest return on investment once you’re ready to sell.

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California Home Prices: A History

Over the past 42 years, home prices have risen in California almost every year, and they’re back on the rise.  History shows that homeownership in California is a solid long-term investment.

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